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\n<\/p><\/div>"}. Elle Di Jensen has been a writer and editor since 1990. Harrisville, MI 48740 Approved. Email: jdegraaf@kalkaskacounty.org To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. P.O. You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. A deed and a mortgage are two separate things. Box 376 http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds 200 E Grand River 3. To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. http://www.arenaccountygov.com/register_of_deeds/, Baraga County Register of Deeds http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds My spouse died, how do I remove my spouse's name from my deed? https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds Fax Number: 989-275-8640 Port Huron, MI 48060 120 N. Broadway Email: clerk@cheboygancounty.net Ontonagon, MI 49953 Phone Number: 231-533-6683 Adding your spouses name to the deed will expose your property to any judgments against him. Phone Number: 989-345-0728 She has an extended family of pets, including special needs animals. With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. Adrian, MI 49221 https://www.co.jackson.mi.us/269/Register-of-Deeds, Kalamazoo County Register of Deeds If you're getting a copy from your local land registry office, search for your deed in their database or ask for assistance. The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. Department of Public Works P.O. 125 W. Lincoln St. For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. Fax Number: 906-337-2253 How to Add a New Owner to the Title Deed to Real Estate - DeedClaim 106 5thP.O. This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. 720 W. Chisholm Street "Frequently Asked Questions on Gift Taxes." Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Flint, MI 48502 You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. Articles Real Estate Deeds Made Easy Since 1997. P.O. 401 E. Houghton Ave. Adding Someone to Your Real Estate Deed? Know the Risks. 705 S. Stephenson Ave. Phone Number: 906-341-3618 Wayne County Register of Deeds | City of Detroit Mt. Phone Number: 906-667-0381 Phone Number: 231-256-9682 1200 N. Telegraph You may also have to pay a document transfer tax. ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds The property transfer occurs automatically at the prior owner's death, avoiding probate. How To Add a Name to Your Deed - The Balance How do I add someone to my property title deeds? - Quittance Legal Services If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. Possibly enlisting the help of an attorney, you will prepare the new deed that lists the joint owner and mentions ownership interest, and then take it to get recorded at the county recorder's office. The separate interest refers to the monetary interest in the property. Michigan Quitclaim Deed Form | Get a Quit Claim Deed Online - DeedClaim Roscommon, MI 48653-7664 There are 8 references cited in this article, which can be found at the bottom of the page. Phone Number: 906-524-6100, ext. Instead, you'll create a new deed with a group of owners, perhaps you, your spouse, and your child. https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds Email: register@miottawa.org Add language to the deed specifying what percent of the property you and the person you are adding owns, if necessary. Ithaca, MI 48847 8527 E. Government Center Drive http://www.shiawassee.net/ROD/, St. Clair County Register of Deeds However, this action can have a financially devastating outcome if you dont prepare in advance. ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. 33 McCollum Street http://www.waynecounty.com/deeds/index.htm, Wexford County Register of Deeds Fax Number: 810-985-4795 This is a law that allows a husband and wife to hold a piece of property as if they were a single entity. Your state law may have other specific languages to use. Phone Number: 906-884-4255 Phone Number: 906-387-2076 The deed must be notarized. http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds As long as you retain interest in the home, its still going to go through probate. Bring a government-issued photo ID with you when you get your signature notarized. Phone Number: 734-222-6700 Box 377 Hastings, MI, 49058 Fax Number: 989-826-1156 341 S. Jefferson Room 201 Also specify the type of ownership each party will have. Caro, MI 48723 : How to Add Someone to a Deed, LegalBeagle: How to Add a Husband's Name to the Deed or Leave the House to Him in a Will. These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. Box 609 To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. Phone Number: 989-724-9450 how to add someone to a deed in michigan . If your goal is to avoid probate, you must specify in the deed that you are claiming as joint tenants with a right of survivorship. Lapeer, MI 48446 Email: registerofdeeds@isabellacounty.org Ste. Email: regofdeeds@co.montcalm.mi.us Phone Number: 231-258-3315 Go to the county recorders office and get a quitclaim form. how to add someone to a deed in michigan - boomermna.com Fax Number: 906-293-5553 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Email: ROD@ioscocounty.org Harrison, MI 48625 However, this action can have a financially devastating outcome if you don't prepare in advance. With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. ", You must use specific language in your deed to create a joint tenancy. 5095 4th St. MCL 565.221. 806 W. Houghton Avenue, Room 104 https://www.co.muskegon.mi.us/848/Register-of-Deeds, Newaygo County Register of Deeds https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. Part 1 Understanding How It Works Download Article 1 Contact your lender. https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. Phone Number: 269-445-4464 FAQs | Register of Deeds - Wayne County, Michigan P.O. Many reasons might exist that would make you want to add someone to the deed to your house. 5 Things to Know Before Adding Someone to the Deed - Wise Bread If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. Ionia, MI 48846 References Sault Ste. Removing Someone from a Real Estate Deed - Deeds.com Bellaire, MI 49615 This article was written by Jennifer Mueller, JD. Phone Number: 269-983-7111 ext. Building 12 East Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. P.O. If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. Box 438 https://oceana.mi.us/departments/register-of-deeds/, Ogemaw County Register of Deeds Newberry, MI 49868 Fill in the recording information. Fill out the form and sign it before a notary to make the transfer legal. Howell, MI 48843 Phone Number: 989-354-9547 Another common question is, can you add someone to a deed if there is a mortgage? Phone Number: 231-547-7204 Box 399 You'll need to transfer an interest by writing up another deed with the person's name on it. Tawas City, MI 48764 Please contact our friendly staff at your convenience. This might not be an option if one of the owners does not have good credit. This article was written by Jennifer Mueller, JD. Email: rod@chippewacountymi.gov Otherwise, married couples usually claim property as tenants by the entirety. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. Here's a way to pass the interest in your home deed onwhile you're alive. References http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds 225 W. Main Street Manistique, MI 49854 Getting married does not automatically transfer a property to become a tenancy by entirety. Fax Number: 989-426-6902 The notary will need to verify your identity. Email: clerk@schoolcraftcounty.us 208 N. Shiawassee Street Take the new deed to the county recorder's office. Fax Number: 989-731-7519 This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Cadillac, MI 49601 Phone Number: 906-482-1311 Fax Number: 989-790-5278 There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. Fax Number: 231-689-7271 Fax Number: 906-387-2156 What or who is a trustee of a trust? Roberts and Roberts, L.L.P. This might end up activating the due-on-sale clause if it is part of your mortgage clauses. Box 367 Detroit, MI 48226 Phone Number: 989-269-9941 Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Pontiac, MI 48341-0480 Fax Number: 989-895-4296 http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds Take the deed to your county recorder's office to have it notarized and recorded. Phone Number: 989-731-7551 319 Court Street "I live in a home purchased 10 years ago by my now-deceased mom. Phone Number: 269-383-8970 Email: rod@shiawassee.net These fees usually won't be more than $20. June 14, 2022. 201 W. Kalamazoo Avenue Fax Number: 231-348-1773 https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds Register of Deeds - Michigan Hart, MI 49420 Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. 151 E. Huron Street Escanaba, MI 49829 E-mail:clerksoffice@macombgov.org You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. Choose separate interests if you want one owner to be able to sell their interest in the property without consulting the other owner. Bay City, MI 48708 Phone Number: 269-673-0390 839 10th Avenue http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds http://www.iosco.net/departments/register-of-deeds/, Iron County Register of Deeds Before you add your spouse to your deed, its important that both of you understand how it potentially affects your tax liability so you can make an informed decision and not be caught unaware later on. Some transfers are excluded from reassessment. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. Michigan Deed Forms - eForms Traverse City, MI 49684 Fax Number: 269-467-5593 120 North Main https://rod-eweb.clinton-county.org/recorder/web/, Crawford County Register of Deeds Jointly Owned Property | Michigan Legal Help Phone Number: 517-788-4350 If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. Mortgage and Deed to House Phone Number: 989-846-9201 Some states have a specific deed-holding status: Tenants in the entirety. Her work has appeared in various print and online publications. 301 N. Main St. Real Property 313-224-5854 The new person acquiring an interest in the property would also be a grantee. Phone Number: 906-875-3321 Depending on your spouses financial status and earnings history, adding his name to your deed may make you ineligible for refinancing, a reverse mortgage, or certain government benefits such as Medicaid. https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds